The insurance you choose depends on the details of your business. Some people choose professional liability insurance, Premises and Operations insurance, some other choose Errors & Omissions insurance, Directors & Officers liability, cyber liability & data breach and many choose both of them or a mix of it.Cabinet Watine can help you and your firm pay defense costs and judgments that come from claims with a Business Liability Insurance, such as follows :
1/ – Premises and Operations Insurance : a customer at the store you own trips over a fixture and sustains a significant injury from the fall. Bills for the hospital visits are submitted to you for payment. These charges will be covered by this insurance.
2/ – Errors & Omissions insurance : also known as Professional Liability insurance, E&O is a necessity for anyone who sells professional services. Any person, company or partnership providing professional services for a fee is described as a professional.Errors & Omissions insurance includes coverage for financial losses caused by defectives designs, delay in delivery, inaccurate advice or information, typographical errors etc…
3/ – Architects & Engineers Professional Insurance : Architects and Engineers are protected from claims alleging a negligent act, error or omission in the performance of their professional services.
4/ – Technology Services E&O : this kind of policy protects specific types of businesses that provide their customers with technology services. This coverage can help the insured from liability arising from mistakes, whether real or alleged.
5/ – Cyber Liability and Data Breach : you don’t know why and how, but your computer system has been hacked. Your confidential business and customer data are now online, free to trade and impersonate. Cyber insurance can help provide you with legal and forensic assistance, as well as free data security risk management services for your customers.
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